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Help For Single Mums Is Around If You Know Where To Look
The Federal government made it obvious that they wanted to stop the welfare mum culture and encourage single mothers to rejoin the workforce. To do this, they reduced welfare for single mothers and facilitated programs and policies to reward single mothers for working. If you are a working single mother, there are many options available to help you to cover your everyday expenses. Help for single mums is still available, it just may not be as evident to the general public as it was in the past.
The government allows employers to offer a dependent care flexible spending account as a benefit for the employees. The benefit works by deducting child care funds out of the salary prior to taking out taxes. The worker then must claim the money through the Human Resources department by handing the receipt of payment for allowable childcare expenses.
This allows some help for single mums, as well as all families, by offering a savings equivalent to the end of the year tax rate on that portion of their income allotted to childcare expenses. However, if all the monies that were put into the fund are not claimed, they are not paid to the worker. Therefore, one needs to be careful and only allot to the account, the exact amount of money that one intends to spend on childcare for the year.
One notable period that a single mother can benefit from, is during tax time. If she was working throughout the year, she could file as the head of the household, and be eligible for a lower tax rate, and may even be eligible for an earned income credit. To be eligible as a single mother, one needs to have earned income during the year, but below a particular level. This credit can add a significant amount to your tax refund, and is a form of government sponsored support package for working mothers. It can even be paid directly in your paycheck the following year, instead of waiting for the end of year to file and get the benefit.
The Department of Social Services has a lot of information on where else to receive help for single moms. They can provide you with assistance to qualify and get into programs like food stamps, medical care, child support enforcement, and child care subsidies.
For accommodation, the Department of Housing and Urban Development offers programs for low wage earners in the form of vouchers, section 8s, or first-time home buyer programs. In addition, the Federal government gives out help for single mums in the form of education grants to help them learn new skills and get into the job market. You can find these by scanning the programs that are available and then filling out a FAFSA and applying to a college or university that will study the programs to see if you qualify.
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